{"id":27557,"date":"2026-07-10T05:28:56","date_gmt":"2026-07-09T21:28:56","guid":{"rendered":"https:\/\/monsterblockhk.com\/?p=27557"},"modified":"2026-07-10T11:00:45","modified_gmt":"2026-07-10T03:00:45","slug":"tria-card-review-guide-2026","status":"publish","type":"post","link":"https:\/\/monsterblockhk.com\/en\/tria-card-review-guide-2026\/","title":{"rendered":"TRIA Card Review 2026: Are the 6% Rewards for This Self-Custody Crypto Card for Real? A Complete Guide to Fees, Limits, and How to Avoid Pitfalls When Opening an Account"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"27557\" class=\"elementor elementor-27557\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-37719e75 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"37719e75\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2f9708c8\" data-id=\"2f9708c8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-681b95a elementor-widget elementor-widget-image\" data-id=\"681b95a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/HF8yZgGbsAAxJuS.jpeg\" data-elementor-open-lightbox=\"yes\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mjc1NTgsInVybCI6Imh0dHBzOlwvXC9tb25zdGVyYmxvY2toay5jb21cL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjZcLzA3XC9IRjh5WmdHYnNBQXhKdVMuanBlZyJ9\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/HF8yZgGbsAAxJuS-1024x576.jpeg\" class=\"attachment-large size-large wp-image-27558\" alt=\"\" srcset=\"https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/HF8yZgGbsAAxJuS-1024x576.jpeg 1024w, https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/HF8yZgGbsAAxJuS-300x169.jpeg 300w, https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/HF8yZgGbsAAxJuS-768x432.jpeg 768w, https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/HF8yZgGbsAAxJuS-1536x864.jpeg 1536w, https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/HF8yZgGbsAAxJuS-18x10.jpeg 18w, https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/HF8yZgGbsAAxJuS-800x450.jpeg 800w, https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/HF8yZgGbsAAxJuS.jpeg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" title=\"Mindo Tria Card | Monsterblockhk\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3fc2d4 elementor-widget elementor-widget-text-editor\" data-id=\"f3fc2d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">The TRIA Card is a debit card that allows holders to make purchases with crypto assets at 130 million Visa merchants worldwide. Its key selling point is that \u201cassets remain in the user\u2019s wallet throughout the entire transaction process, without the need to transfer them to any centralized platform.\u201d The Premium card offers up to 6% in cashback on the first $2,000 spent each month, distributed in the form of the stablecoin USDT.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ac7c48 elementor-widget elementor-widget-text-editor\" data-id=\"5ac7c48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">This design sounds appealing, but there are a few issues that retail investors tend to overlook: the rewards have a monthly spending cap; the KYC application process involves refund disputes due to a \u201cpay first, review later\u201d policy; and the list of restricted regions is broader than what\u2019s officially advertised. Based on official terms and conditions, third-party reviews, and user feedback, this article provides a comprehensive breakdown of the TRIA Card\u2019s fee structure, rewards system, and a list of pitfalls to avoid when applying, to help you make an informed decision before applying.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a5a255 elementor-widget elementor-widget-text-editor\" data-id=\"4a5a255\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">This article covers: a comparison of fees and cashback limits across the three card tiers; whether cashback is paid in USDT or tokens; the hidden benefits of Tria Travel; the annualized return on wallet balances; the list of restricted countries; the most common questions about opening an account; and an explanation of the new VIP Trading Badges program.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2999bbb elementor-widget elementor-widget-heading\" data-id=\"2999bbb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">Why is the \u201cself-custody\u201d design of cryptocurrency cards so important?<\/span><\/font><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf484fc elementor-widget elementor-widget-text-editor\" data-id=\"bf484fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Most cryptocurrency cards work the same way: You deposit Bitcoin, Ethereum, or stablecoins into your exchange account, where the platform holds and manages them, and only then can you use the card to make purchases. Both the Bybit Card and the Coinbase Card follow this logic\u2014your assets are technically \u201cyours,\u201d but they are stored in the platform\u2019s custodial wallet.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-331b72c elementor-widget elementor-widget-text-editor\" data-id=\"331b72c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">The FTX collapse in November 2022 served as a reminder to the market that when a custodial platform runs into trouble, user assets can vanish. During the FTX collapse, billions of dollars in user funds became inaccessible, affecting more than 1 million users worldwide. Not only were FTX Card holders\u2019 cards immediately deactivated, but they were also unable to withdraw funds from their linked accounts.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87f8d1e elementor-widget elementor-widget-text-editor\" data-id=\"87f8d1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">TRIA uses a TSS (Threshold Signature Scheme) architecture, ensuring that your crypto assets remain in a Smart Account under your control from start to finish, rather than in a TRIA custodial account. When you make a purchase with your card, TRIA\u2019s BestPath AI routing system instantly handles cross-chain settlement in the background. The merchant receives fiat currency, and the corresponding amount of crypto assets is deducted from your wallet\u2014all without requiring you to manually bridge or switch networks. This architecture supports over 1,000 types of crypto assets across more than 200 blockchain networks, including Optimism, Arbitrum, and Solana.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fae95c elementor-widget elementor-widget-text-editor\" data-id=\"6fae95c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">This is what fundamentally sets TRIA apart from the vast majority of crypto cards on the market. As of April 2026, the platform had accumulated over 500,000 users and recorded a cumulative trading volume exceeding $100 million, demonstrating that the product has a solid user base (Source:<a href=\"https:\/\/kkinvesting.io\/en\/posts\/tria-card-review\/\" target=\"_blank\" rel=\"noopener\">kkinvesting.io TRIA Card Review<\/a>\uff09\u3002<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66fcb61 elementor-align-center elementor-button-danger elementor-widget elementor-widget-button\" data-id=\"66fcb61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.tria.so\/?accessCode=Y22WD1JH2N\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply for the TRIA Card Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b833c0a elementor-widget elementor-widget-heading\" data-id=\"b833c0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">What are the fees and reward caps for the three tiers of the TRIA Card?<\/span><\/font><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c0f7bd elementor-widget elementor-widget-text-editor\" data-id=\"3c0f7bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">TRIA currently offers three membership tiers, with a one-time fee (based on<a href=\"https:\/\/docs.tria.so\/card-terms-international\" target=\"_blank\" rel=\"noopener\">Official Card Terms and Conditions<\/a>(no monthly fee), with the rebate structure calculated based on a monthly spending cap.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81c6bae elementor-widget elementor-widget-image\" data-id=\"81c6bae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/Tria-Card-Tier.webp\" data-elementor-open-lightbox=\"yes\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mjc1NzMsInVybCI6Imh0dHBzOlwvXC9tb25zdGVyYmxvY2toay5jb21cL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjZcLzA3XC9UcmlhLUNhcmQtVGllci53ZWJwIn0%3D\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1000\" height=\"524\" src=\"https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/Tria-Card-Tier.webp\" class=\"attachment-large size-large wp-image-27573\" alt=\"\" srcset=\"https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/Tria-Card-Tier.webp 1000w, https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/Tria-Card-Tier-300x157.webp 300w, https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/Tria-Card-Tier-768x402.webp 768w, https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/Tria-Card-Tier-18x9.webp 18w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" title=\"Tria Card Tier | Monsterblockhk\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d8a2f8 elementor-widget elementor-widget-heading\" data-id=\"4d8a2f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">Virtual Card: A good option for beginners, but with the lowest monthly cashback limit<\/span><\/font><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-228239d elementor-widget elementor-widget-text-editor\" data-id=\"228239d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">The Virtual Card costs $25 (one-time fee), is issued instantly as a digital card, supports Apple Pay and Google Pay, and is ideal for users who want to test the platform at a low cost.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2a93de elementor-widget elementor-widget-text-editor\" data-id=\"e2a93de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">The cashback structure is as follows: The first $100 spent each month earns 1.51 TP3T in cashback; once this limit is exceeded, the cashback rate drops to 0.51 TP3T. Based on $100 in monthly spending, the maximum monthly cashback is $1.5; if monthly spending reaches $500, the first $100 earns $1.50, and the remaining $400 earns $2.00, for a total cashback of approximately $3.50.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b094b9a elementor-widget elementor-widget-text-editor\" data-id=\"b094b9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Coverage: Purchase Protection\u2014$10,000 per account; Baggage Protection\u2014$500 per trip; Price Protection\u2014$2,000 per account.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87bc097 elementor-widget elementor-widget-text-editor\" data-id=\"87bc097\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">It\u2019s worth noting that some reviews indicate Virtual Card is currently offering free sign-ups during specific promotional periods; please refer to the information displayed in the app at the time of application for details.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d0c8c5 elementor-widget elementor-widget-heading\" data-id=\"6d0c8c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">Signature (Plastic) Card: The Best Choice for Most Users<\/span><\/font><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd46fc0 elementor-widget elementor-widget-text-editor\" data-id=\"fd46fc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">The Signature Card costs $109 (one-time fee) and includes a physical card and Visa Signature travel protection, such as trip delay coverage, purchase protection, and price match protection.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f728d0 elementor-widget elementor-widget-text-editor\" data-id=\"0f728d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">The rewards structure is as follows: The first $1,000 in monthly spending earns 4.51 TP3T in rewards, after which the rate drops to 11 TP3T. Based on $1,000 in monthly spending, the maximum monthly reward is $45; the annual maximum is $540, which means you can recoup the $109 annual fee in about 2.4 months.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f9474c elementor-widget elementor-widget-text-editor\" data-id=\"3f9474c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Coverage: Purchase Protection\u2014$50,000 per account; Baggage Protection\u2014$1,000 per trip; Price Protection\u2014$2,000 per account.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68b0ced elementor-widget elementor-widget-text-editor\" data-id=\"68b0ced\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">For users who spend between $500 and $1,000 per month on everyday expenses (including grocery stores, subscription services, and restaurants), the Signature Card offers the best value-for-money rewards structure.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e8249d elementor-widget elementor-widget-heading\" data-id=\"7e8249d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">Premium (Metal) Card: Ideal for high-spending and frequent travelers<\/span><\/font><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b356cac elementor-widget elementor-widget-text-editor\" data-id=\"b356cac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">The Premium Card costs $250 (one-time fee) and includes a physical metal card and free ATM withdrawals (up to $750 per day).<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd68724 elementor-widget elementor-widget-text-editor\" data-id=\"cd68724\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">The rewards structure is as follows: The first $2,000 in monthly spending earns 6% in rewards, after which the rate drops to 1%. Based on $2,000 in monthly spending, the maximum monthly cashback is $120, for an annual maximum of approximately $1,440. At this rate, you can recoup the $250 annual fee in 2 to 3 months, after which the monthly cashback becomes pure profit.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9362c5f elementor-widget elementor-widget-text-editor\" data-id=\"9362c5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Coverage: Purchase Protection\u2014$100,000 per account; Baggage Protection\u2014$1,500 per trip; Price Protection\u2014$2,000 per account.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed5c650 elementor-widget elementor-widget-text-editor\" data-id=\"ed5c650\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>Exchange Rate Fees:<\/strong><br>Based on actual user testing, the TRIA Card currently does not charge foreign exchange fees (FX fees) and settles transactions directly at the Visa network exchange rate. The official card terms and conditions specify \u201cup to 3%\u201d as the contractual protection cap, which is not a fixed fee. We recommend checking the exchange rate displayed in the app before making a purchase.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d69594 elementor-widget elementor-widget-heading\" data-id=\"6d69594\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">Actual Return on Investment Calculations for Three Card Levels<\/span><\/font><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-538cd59 elementor-widget elementor-widget-text-editor\" data-id=\"538cd59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">The following payback calculations are based on monthly spending reaching the monthly limit and include only standard spending rewards (excluding Tria Travel and Staking Badge bonuses):<\/font><\/p><p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>Virtual Card ($25)<\/strong><br>First $100 of the month \u00d7 1.5% = $1.5 in rewards<br>Number of months to break even: $25 \u00f7 $1.5 = approximately 17 months (if only spending within the credit limit is counted)<br>Note: If your monthly spending exceeds $100, the amount exceeding that threshold will be calculated at 0.5%, which can significantly shorten the payback period.<\/font><\/p><p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>Signature Card ($109)<\/strong><br>First $ of the month: 1,000 \u00d7 4.5% = $45 in rewards<br>Number of months to break even: $109 \u00f7 $45 = approximately 2.4 months<\/font><\/p><p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>Premium Card ($250)<\/strong><br>First $2,000 \u00d7 6% = $120 cashback per month<br>Number of months to break even: $250 \u00f7 $120 = approximately 2.1 months<\/font><\/p><p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Cashback is calculated in USDT (as confirmed in the official Card Cashback Terms), and its value is not affected by fluctuations in the price of the TRIA token.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51c44c5 elementor-widget elementor-widget-heading\" data-id=\"51c44c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">How Can I Get the Most Out of My TRIA Card?<\/span><\/font><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-efbf2d4 elementor-widget elementor-widget-text-editor\" data-id=\"efbf2d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">By combining card spending with Perp DEX trading, you can activate three revenue streams simultaneously:<\/font><\/p><p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>Article 1: Earn USDT Cashback on Card Purchases<\/strong><br>Choose a card tier that matches your monthly spending, ensure your spending stays within the monthly cap, and maximize the efficiency of the high rewards rate. Rewards earned from booking flights and hotels through Tria Travel do not count toward the standard monthly cap and can be accumulated separately.<\/font><\/p><p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>Article 2: Earn Tria Points by Trading on Perp DEX<\/strong><br>When trading contracts via Hyperliquid or Decibel, the transaction fee is 0.051 TP3T, and the trading volume counts toward Season 3 points. Accumulate points to unlock Mystery Boxes, with the first boxes opening on August 31, 2026.<\/font><\/p><p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>Article 3: Epoch 2 Event Reward Pool (Deadline: July 15)<\/strong><br>Both spending and trading volume are counted toward the MindoAI Epoch 2 leaderboard. Users who rank in the Top 300 will share a reward pool ranging from $75K to $375K USDT.<\/font><\/p><p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">To further increase your rewards, you can earn a spending bonus of up to +2% on purchases made within the monthly limit by holding a Staking Badge.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8bab17 elementor-widget elementor-widget-heading\" data-id=\"d8bab17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">Are TRIA Card rewards paid out in USDT or TRIA tokens?<\/span><\/font><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d9d39f elementor-widget elementor-widget-text-editor\" data-id=\"0d9d39f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">This is the issue that confuses the most users, and it is also a point of contention in some market data. According to a third-party review platform <a href=\"https:\/\/www.spendnode.io\/crypto-cards\/tria\/\" target=\"_blank\" rel=\"noopener\">SpendNode Confirmation<\/a>\uff0c<strong>All cashback rewards for Season 1 have been distributed in full in the form of USDT (stablecoin).<\/strong>, not the TRIA token.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d24d67 elementor-widget elementor-widget-heading\" data-id=\"5d24d67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">Season 1 Rewards: Distribution Confirmed in USDT<\/span><\/font><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4afcac elementor-widget elementor-widget-text-editor\" data-id=\"a4afcac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">The spending cashback for TRIA Season 1 (i.e., 1.5%, 4.5%, and 6% portions), calculated as a percentage of spending, were distributed to users in the form of USDT after the conclusion of Season 1, confirming the official commitment to \u201cstablecoin rewards.\u201d<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a969d2b elementor-widget elementor-widget-heading\" data-id=\"a969d2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">Season 2 Reward Schedule<\/span><\/font><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b0e7a4 elementor-widget elementor-widget-text-editor\" data-id=\"2b0e7a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Cashback for Season 2 (February\u2013May 2026) will be distributed no later than September 30, 2026, in accordance with the official Card Cashback Terms.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc84927 elementor-widget elementor-widget-text-editor\" data-id=\"dc84927\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>Season 3 and beyond (starting in June 2026):<\/strong><br>According to the official Card Cashback Terms (docs.tria.so\/card-cashback-terms), cashback for a new program cycle will be distributed within a maximum of 12 months after the end of each Cashback Period. Cashback is distributed in USDC or USDT via a Merkle distribution to users\u2019 wallets.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2d5ce8 elementor-widget elementor-widget-text-editor\" data-id=\"c2d5ce8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">It\u2019s important to note that, in addition to cashback, the platform also features an XP points system: XP points will be converted into TRIA tokens in the future and are subject to a lock-up mechanism\u2014they are locked up for 12 months at an annual interest rate of 10%, and upon maturity, they are unlocked linearly over the next 12 months, so it takes up to 24 months for them to be fully unlocked. XP points and cashback are two separate reward systems and should not be confused.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92ce331 elementor-align-center elementor-button-danger elementor-widget elementor-widget-button\" data-id=\"92ce331\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.tria.so\/?accessCode=Y22WD1JH2N\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply for the TRIA Card Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e9207f elementor-widget elementor-widget-text-editor\" data-id=\"9e9207f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>Key Takeaways: Cashback = USDT; XP Points Conversion = TRIA Tokens (long-term lock-up).<\/strong><\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa2d69d elementor-widget elementor-widget-heading\" data-id=\"fa2d69d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">Can the TRIA Staking Badge further increase the reward rate?<\/span><\/font><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4c642e elementor-widget elementor-widget-text-editor\" data-id=\"a4c642e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Yes. The official Card Cashback Terms (Schedule 2) confirm that users who hold a Staking Badge are eligible for an additional cashback bonus on purchases made within the monthly limit:<\/font><\/p><ul><li><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Seed: +0.25%<\/font><\/li><li><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Growth: +0.50%<\/font><\/li><li><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Momentum: +1.001 TP3T<\/font><\/li><li><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">VIP: +1.50%<\/font><\/li><li><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">VIP Infinity: +2.001 TP3T<\/font><\/li><\/ul><p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Taking the Premium Card as an example, if you hold a VIP Badge, the effective reward rate within the monthly cap can reach 6% + 1.5% = 7.5%. The boost applies only to spending within the monthly cap; once the cap is exceeded, the floor rate applies, and there is no boost.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f1be15 elementor-widget elementor-widget-heading\" data-id=\"2f1be15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">What is Tria Travel? Why is its reward cap structure completely different?<\/span><\/font><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cbbb2a elementor-widget elementor-widget-text-editor\" data-id=\"7cbbb2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">While all three card tiers have monthly caps on general spending rewards, Tria Travel offers an important exception: eligible travel purchases (including hotels, flights, and experiences) booked through the Tria platform earn rewards at the rate corresponding to the card tier, and such purchases<strong>Not counted toward the regular monthly spending limit<\/strong>\u3002<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64b8e22 elementor-widget elementor-widget-text-editor\" data-id=\"64b8e22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">This means that Premium cardholders can also earn 6% rewards on flight or hotel bookings made through Tria Travel, and these purchases do not count toward the $2,000 monthly spending cap for general purchases. For frequent travelers, this feature effectively raises the effective cap on the overall rewards rate.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4591ee5 elementor-widget elementor-widget-text-editor\" data-id=\"4591ee5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Please note that the scope of eligible spending and the method for calculating rewards for Tria Travel are subject to the terms displayed within the platform\u2019s app. We recommend confirming whether specific items fall under the \u201cTravel\u201d category before making a reservation.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f722d2 elementor-widget elementor-widget-heading\" data-id=\"3f722d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">How do I earn Tria Points when trading on the TRIA Perp DEX?<\/span><\/font><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-195772f elementor-widget elementor-widget-text-editor\" data-id=\"195772f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Season 3 (starting in June 2026) will incorporate contract trading into the Tria Points system. Perp DEX trades conducted via Hyperliquid or Decibel\u2014integrated through TRIA\u2014will earn points based on the volume of each trade. Points can be used to unlock Mystery Box rewards (first opening date: August 31, 2026) and future ecosystem benefits.<\/font><\/p><p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Currently, the transaction fee for Perp DEX contracts is 0.05% (a reduction of 50% from the previous rate of 0.1%). For users who regularly trade contracts, this approach allows a single transaction to achieve three benefits simultaneously: earning Points by paying transaction fees, improving their ranking on the Epoch 2 leaderboard, and meeting the threshold to unlock a Mystery Box.<\/font><\/p><p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Both Hyperliquid and Decibel are controlled directly through the TRIA app, without the need to switch to an external platform.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4076c6e elementor-widget elementor-widget-text-editor\" data-id=\"4076c6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"margin-bottom: 1.42em;\"><span style=\"color: #000000;\"><span style=\"font-size: 16px; letter-spacing: normal;\">Extended Reading:<\/span><br \/><u><b><a href=\"https:\/\/monsterblockhk.com\/en\/2026-osl-tutorial\/\"><span style=\"font-size: 16px; letter-spacing: normal;\">2026 OSL User Referral Code Tutorial<\/span><br \/><\/a><\/b><\/u><b><u><a href=\"https:\/\/monsterblockhk.com\/en\/zh-osl-introduction\/\"><span style=\"font-size: 16px; letter-spacing: normal;\">Getting to know OSL: What is it? Security, Features<\/span><br \/><\/a><a href=\"https:\/\/monsterblockhk.com\/en\/hk-otc-2026\/\"><span style=\"font-size: 16px; letter-spacing: normal;\">2026 Hong Kong OTC Trading Compliance Methods<\/span><br \/><\/a><a href=\"https:\/\/monsterblockhk.com\/en\/mexc-exchange-review-2026\/\"><span style=\"font-size: 16px; letter-spacing: normal;\">MEXC Global Exchange In-Depth Review<\/span><br \/><\/a><a href=\"https:\/\/monsterblockhk.com\/en\/what-is-hyperliquid\/\"><span style=\"font-size: 16px; letter-spacing: normal;\">Hyperliquid perpetual contract DEX analysis<\/span><br \/><\/a><span style=\"font-size: 16px; letter-spacing: normal;\"><a href=\"https:\/\/monsterblockhk.com\/en\/crypto-wallet-hot-wallet-cold-wallet\/\">Hot and Cold Wallet Principles: Self-Custody vs Exchange Custody<\/a><\/span><\/u><\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99705e9 elementor-widget elementor-widget-heading\" data-id=\"99705e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">Can I earn an annualized return on my TRIA wallet balance?<\/span><\/font><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d1fd21 elementor-widget elementor-widget-text-editor\" data-id=\"1d1fd21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">In addition to consumer rewards, the balance in your TRIA wallet can earn an annualized return through the platform\u2019s integrated \u201cEarn\u201d feature. According to <a href=\"https:\/\/www.spendnode.io\/crypto-cards\/tria\/\" target=\"_blank\" rel=\"noopener\">SpendNode Review<\/a>, The platform claims a maximum annualized yield of approximately 15% (applicable to idle assets in the wallet).<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06c3562 elementor-align-center elementor-button-danger elementor-widget elementor-widget-button\" data-id=\"06c3562\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.tria.so\/?accessCode=Y22WD1JH2N\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply for the TRIA Card Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a0eece elementor-widget elementor-widget-text-editor\" data-id=\"1a0eece\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">It is important to note that yields from this type of DeFi typically depend on the actual conditions of the underlying protocol and are not fixed rates. Users are advised to review the terms and conditions of currently available yield pools and the associated risk disclosures within the app before deciding whether to participate.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d47f90 elementor-widget elementor-widget-heading\" data-id=\"7d47f90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">What's the difference between the TRIA Card and the ether.fi Card? Is it worth switching cards?<\/span><\/font><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37b2462 elementor-widget elementor-widget-text-editor\" data-id=\"37b2462\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Products that are often compared to TRIA on the market are <a href=\"https:\/\/ether.fi\/\" target=\"_blank\" rel=\"noopener\">ether.fi Core Card<\/a>, The latter offers free card activation and a 3% basic spending reward (distributed in ETH), with no monthly spending limit.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0eb9d45 elementor-widget elementor-widget-text-editor\" data-id=\"0eb9d45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">The main differences between the two are as follows:<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-948b0e8 elementor-widget elementor-widget-text-editor\" data-id=\"948b0e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table style=\"border-collapse:collapse;width:100%\"><thead><tr><th style=\"border:1px solid #ccc;padding:8px\"><\/th><th style=\"border:1px solid #ccc;padding:8px\">TRIA Premium Card<\/th><th style=\"border:1px solid #ccc;padding:8px\">ether.fi Core Card<\/th><\/tr><\/thead><tbody><tr><td style=\"border:1px solid #ccc;padding:8px\">Card Activation Fee<\/td><td style=\"border:1px solid #ccc;padding:8px\">$250 (Disposable)<\/td><td style=\"border:1px solid #ccc;padding:8px\">Free<\/td><\/tr><tr><td style=\"border:1px solid #ccc;padding:8px\">Response Rate<\/td><td style=\"border:1px solid #ccc;padding:8px\">6% (First $2,000\/month)<\/td><td style=\"border:1px solid #ccc;padding:8px\">3% (No Upper Limit)<\/td><\/tr><tr><td style=\"border:1px solid #ccc;padding:8px\">Forms of Feedback<\/td><td style=\"border:1px solid #ccc;padding:8px\">USDT<\/td><td style=\"border:1px solid #ccc;padding:8px\">ETH<\/td><\/tr><tr><td style=\"border:1px solid #ccc;padding:8px\">Self-hosted architecture<\/td><td style=\"border:1px solid #ccc;padding:8px\">\u2705 TSS<\/td><td style=\"border:1px solid #ccc;padding:8px\">\u2705 Ethereum Self-Custody<\/td><\/tr><tr><td style=\"border:1px solid #ccc;padding:8px\">After exceeding the limit<\/td><td style=\"border:1px solid #ccc;padding:8px\">1%<\/td><td style=\"border:1px solid #ccc;padding:8px\">3% (No change)<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd479d1 elementor-widget elementor-widget-text-editor\" data-id=\"fd479d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">For users whose monthly spending consistently exceeds $2,000, TRIA Premium\u2019s 6% (within the cap) is higher than ether.fi\u2019s 3%; however, if monthly spending is well below $2,000, ether.fi\u2019s free card sign-up and unlimited rewards may offer better value for money. Which card you choose essentially depends on your monthly spending and your preference for the reward currency.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c61e4e0 elementor-widget elementor-widget-heading\" data-id=\"c61e4e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">Tip for Beginners: Test It First, Then Increase Your Bet<\/span><\/font><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2846f8e elementor-widget elementor-widget-text-editor\" data-id=\"2846f8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">We recommend following these steps when using the TRIA Card for the first time to minimize uncertainty:<\/font><\/p><ol><li><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">First, complete the free KYC verification. Once your identity has been verified, you can purchase a card tier for a fee.<\/font><\/li><li><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Start with Virtual Card (currently available for free for a limited time) and test depositing small amounts of stablecoins (such as $50\u2013$100 USDC).<\/font><\/li><li><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Make one or two actual purchases to verify the currency exchange display, the app\u2019s responsiveness, and whether the rewards are credited correctly.<\/font><\/li><li><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Once you've confirmed that the experience meets your expectations, consider upgrading to Signature or Premium.<\/font><\/li><\/ol><p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">This process allows you to evaluate the platform\u2019s actual user experience at minimal cost before deciding whether to invest in higher-tier plans.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46e8084 elementor-widget elementor-widget-heading\" data-id=\"46e8084\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">TRIA Card Application Restrictions and Things to Avoid<\/span><\/font><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34f852d elementor-widget elementor-widget-heading\" data-id=\"34f852d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">Which countries are ineligible to apply for a TRIA Card?<\/span><\/font><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54d0391 elementor-widget elementor-widget-text-editor\" data-id=\"54d0391\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">TRIA Card currently explicitly restricts applications from users in the following regions: U.S. citizens and residents of Russia, China, India, Turkey, Vietnam, Israel, and Ukraine. Users in Hong Kong and Taiwan are not currently on the restricted list, but they must still pass KYC verification and declare that they are not U.S. citizens when applying.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af32eb5 elementor-widget elementor-widget-text-editor\" data-id=\"af32eb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">We recommend that you check whether your region and passport nationality are subject to any restrictions before applying, to avoid having your application rejected after you\u2019ve paid the fee.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-050b42e elementor-widget elementor-widget-heading\" data-id=\"050b42e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">Can I get a refund if my KYC application is rejected?<\/span><\/font><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb5c2f2 elementor-widget elementor-widget-text-editor\" data-id=\"bb5c2f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">We recommend completing the KYC verification (free) first, and then paying the card fee and selecting your card tier once you\u2019ve been approved. This will help avoid refund disputes in the event your KYC application is rejected. When applying, we recommend using your passport and filling out your personal information in English.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdcb3b1 elementor-widget elementor-widget-text-editor\" data-id=\"cdcb3b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">TRIA\u2019s card services are provided by Threely Dimensions Inc. (\u201dTria\u201d). The card issuer is Nimbus, LLC (a Delaware corporation), which is not a licensed payment institution regulated by the Hong Kong Monetary Authority (HKMA). Users in Hong Kong should be aware that this platform is not protected by Hong Kong\u2019s regulatory framework.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e124c53 elementor-align-center elementor-button-danger elementor-widget elementor-widget-button\" data-id=\"e124c53\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.tria.so\/?accessCode=Y22WD1JH2N\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply for the TRIA Card Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b4ac3c elementor-widget elementor-widget-heading\" data-id=\"3b4ac3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">New in July 2026: An Overview of the VIP Trading Badges Program<\/span><\/font><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbc1271 elementor-widget elementor-widget-text-editor\" data-id=\"dbc1271\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">On July 9, 2026, TRIA announced the launch of the VIP Trading Badges program, the platform\u2019s first tiered rewards system for active futures traders (<a href=\"https:\/\/www.benzinga.com\/content\/60357620\/tria-brings-vip-trading-self-custody-first-time-ending-rewards-vs-asset-ownership-tradeoff\" target=\"_blank\" rel=\"noopener\">Reported by Benzinga\/Chainwire<\/a>\uff09\u3002<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6361b17 elementor-widget elementor-widget-text-editor\" data-id=\"6361b17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">The plan will use an eight-tier trading volume scale, with the 30-day rolling contract trading volume serving as the threshold:<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c62bde7 elementor-widget elementor-widget-text-editor\" data-id=\"c62bde7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>VIP Spark<\/strong>: Join if your 30-day trading volume reaches $100,000<\/li><li><strong>VIP 7<\/strong>(Highest Tier): With a 30-day trading volume exceeding $100 million, you can enjoy up to a 50% reduction in contract fees, up to 9.5% in spending rewards, and a monthly spending limit increased to $102,000.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b122b65 elementor-widget elementor-widget-text-editor\" data-id=\"b122b65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Ronald Tato, Head of the TRIA Ecosystem, noted that this program is designed to allow active traders to enjoy VIP-level fee discounts\u2014previously available only on centralized exchanges\u2014without having to give up self-custody of their assets.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d96e096 elementor-widget elementor-widget-text-editor\" data-id=\"d96e096\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">Currently, TRIA contract trading is executed through two integrated protocols, Hyperliquid and Decibel, and the transaction fee has been reduced from the previous 0.1% to 0.05% (a 50% reduction).<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23ac499 elementor-widget elementor-widget-text-editor\" data-id=\"23ac499\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"margin-bottom: 1.42em;\"><span style=\"color: #000000;\"><span style=\"font-size: 16px; letter-spacing: normal;\">Extended Reading:<\/span><br \/><u><b><a href=\"https:\/\/monsterblockhk.com\/en\/2026-osl-tutorial\/\"><span style=\"font-size: 16px; letter-spacing: normal;\">2026 OSL User Referral Code Tutorial<\/span><br \/><\/a><\/b><\/u><b><u><a href=\"https:\/\/monsterblockhk.com\/en\/zh-osl-introduction\/\"><span style=\"font-size: 16px; letter-spacing: normal;\">Getting to know OSL: What is it? Security, Features<\/span><br \/><\/a><a href=\"https:\/\/monsterblockhk.com\/en\/hk-otc-2026\/\"><span style=\"font-size: 16px; letter-spacing: normal;\">2026 Hong Kong OTC Trading Compliance Methods<\/span><br \/><\/a><a href=\"https:\/\/monsterblockhk.com\/en\/mexc-exchange-review-2026\/\"><span style=\"font-size: 16px; letter-spacing: normal;\">MEXC Global Exchange In-Depth Review<\/span><br \/><\/a><a href=\"https:\/\/monsterblockhk.com\/en\/what-is-hyperliquid\/\"><span style=\"font-size: 16px; letter-spacing: normal;\">Hyperliquid perpetual contract DEX analysis<\/span><br \/><\/a><span style=\"font-size: 16px; letter-spacing: normal;\"><a href=\"https:\/\/monsterblockhk.com\/en\/crypto-wallet-hot-wallet-cold-wallet\/\">Hot and Cold Wallet Principles: Self-Custody vs Exchange Custody<\/a><\/span><\/u><\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db52180 elementor-widget elementor-widget-heading\" data-id=\"db52180\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">Are TRIA's team and funding background credible?<\/span><\/font><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d380d5 elementor-widget elementor-widget-image\" data-id=\"8d380d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/Tria-12M.jpg\" data-elementor-open-lightbox=\"yes\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mjc1NzcsInVybCI6Imh0dHBzOlwvXC9tb25zdGVyYmxvY2toay5jb21cL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjZcLzA3XC9UcmlhLTEyTS5qcGcifQ%3D%3D\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"614\" src=\"https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/Tria-12M-1024x614.jpg\" class=\"attachment-large size-large wp-image-27577\" alt=\"\" srcset=\"https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/Tria-12M-1024x614.jpg 1024w, https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/Tria-12M-300x180.jpg 300w, https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/Tria-12M-768x461.jpg 768w, https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/Tria-12M-18x12.jpg 18w, https:\/\/monsterblockhk.com\/wp-content\/uploads\/2026\/07\/Tria-12M.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" title=\"Tria 12M | Monsterblockhk\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4528b7 elementor-widget elementor-widget-text-editor\" data-id=\"b4528b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">TRIA was co-founded by Vijit Katta (CEO) and Parth Bhalla, both of whom have worked on major Web3 infrastructure projects such as Polygon and Nethermind; their founding backgrounds are publicly available.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d6a9f6 elementor-widget elementor-widget-text-editor\" data-id=\"9d6a9f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">To date, TRIA has raised $12 million in funding (pre-seed and strategic rounds) from investors including Dragonfly Capital, P2 Ventures (a Polygon-affiliated fund), Aptos, and 0G, as well as individual advisors from the Ethereum Foundation and Wintermute. For more details, see <a href=\"https:\/\/finance.yahoo.com\/news\/tria-raises-12m-leading-self-170549058.html\" target=\"_blank\" rel=\"noopener\">Yahoo Finance reports<\/a>. The platform currently integrates more than 70 DeFi protocols, covering over 200 blockchain networks.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09af8f7 elementor-align-center elementor-button-danger elementor-widget elementor-widget-button\" data-id=\"09af8f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.tria.so\/?accessCode=Y22WD1JH2N\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply for the TRIA Card Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed8271f elementor-widget elementor-widget-text-editor\" data-id=\"ed8271f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\">It should be noted that some TRIA promotional materials cite figures such as \u201c$15M+\u201d financing or \u201c$380M FDV,\u201d but as of the time of this writing, verifiable third-party news reports confirm the amount to be $12 million; FDV is subject to real-time market data and should not be based on promotional claims.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c44404 elementor-widget elementor-widget-heading\" data-id=\"6c44404\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">How do I apply for a TRIA Card?<\/span><\/font><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a182524 elementor-widget elementor-widget-text-editor\" data-id=\"a182524\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ol>\n<li>Click the link below to go to the application page (an MB referral code has been embedded, allowing you to skip the waiting list):<a href=\"https:\/\/app.tria.so\/?accessCode=Y22WD1JH2N\" target=\"_blank\" rel=\"noopener\"><strong><u>Apply for the TRIA Card Now \u2192<\/u><\/strong><\/a><\/li>\n<li>Download the Tria app and complete registration using your email or a Web3 wallet (MetaMask \/ Coinbase Wallet)<\/li>\n<li>Complete KYC identity verification (<strong>We recommend using your passport and filling out your personal information in English.<\/strong>\uff09<\/li>\n<li>Select a card tier and pay the corresponding fee<\/li>\n<li>Virtual cards are issued instantly; physical cards require delivery.<\/li>\n<\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c86452d elementor-widget elementor-widget-text-editor\" data-id=\"c86452d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>Please confirm the following before applying<\/strong>: Your passport nationality must not be on the restricted list (specifically, you must not be a citizen of the United States, India, Turkey, or Vietnam); you may apply only if your KYC information is complete to avoid the risk of rejection after payment.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3c1ccc elementor-widget elementor-widget-heading\" data-id=\"d3c1ccc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">Risks to Be Aware of Before Using the TRIA Card<\/span><\/font><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb606c3 elementor-widget elementor-widget-text-editor\" data-id=\"cb606c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>1. The distribution of rewards takes a long time<\/strong><br>Rewards from the Season 3 New Program may be distributed up to 12 months after the end of the Cashback Period; they are not credited immediately. Please take this timeframe into account when planning your finances.<\/font><\/p><p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>2. The monthly spending limit restricts the actual rewards<\/strong><br>The maximum cashback rate featured in the advertisement (e.g., 6%) applies only to spending within the monthly limit. The actual effective cashback rate depends on your monthly crypto spending.<\/font><\/p><p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>3. Complete KYC before payment to reduce the risk of refunds<\/strong><br>KYC can be completed for free before making a payment, thereby avoiding the issue faced by users of earlier versions\u2014where they were denied access after paying and could not receive a refund.<\/font><\/p><p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>4. TRIA is not a licensed platform in Hong Kong<\/strong><br>The card is provided by Threely Dimensions Inc. and issued by Nimbus LLC (Delaware, U.S.), which is not regulated by the Hong Kong Monetary Authority.<\/font><\/p><p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>5. Applications are not accepted in certain areas<\/strong><br>Citizens of the United States, India, Vietnam, Turkey, Russia, Israel, Ukraine, and China are currently ineligible to apply.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc2a1cd elementor-widget elementor-widget-heading\" data-id=\"bc2a1cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\"><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><span style=\"letter-spacing: normal\">FAQ<\/span><\/font><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e78233e elementor-widget elementor-widget-text-editor\" data-id=\"e78233e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>Q1: Is the TRIA Card a credit card or a debit card?<\/strong><br>Technically, the TRIA Card operates as a debit card but is settled through the Visa payment network, making it usable in situations that require credit card pre-authorization (such as car rentals). Transaction amounts are backed by the user\u2019s cryptocurrency holdings in their wallet; no credit limit is provided.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77808b8 elementor-widget elementor-widget-text-editor\" data-id=\"77808b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>Q2: What are the limitations of TRIA\u2019s 6% rebate?<\/strong><br>The 6% cashback rate applies only to Premium (Metal) cards and is calculated based on the first $2,000 of general spending each month; after that, the rate drops to 1%. Tria Travel-related spending is not included in this cap and qualifies for the corresponding cashback rate based on the card tier. Cashback is distributed in USDT. For Season 2 (February\u2013May 2026), cashback will be distributed no later than September 30, 2026, in accordance with the official Card Cashback Terms.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3762eac elementor-widget elementor-widget-text-editor\" data-id=\"3762eac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>Q3: Can users in Hong Kong apply for the TRIA Card?<\/strong><br>Users in Hong Kong and Taiwan are currently not on TRIA\u2019s list of restricted regions and may apply. However, please note that TRIA is not a licensed payment institution in Hong Kong; you should assess the relevant risks on your own before applying.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e44d9b elementor-widget elementor-widget-text-editor\" data-id=\"5e44d9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>Q4: If my KYC application is rejected, can I get a refund?<\/strong><br>Based on actual user experience, we recommend completing the free KYC verification first and paying the card fee only after it has been approved. This can effectively prevent refund disputes in the event of a rejection. When applying, we recommend using your passport and filling out your personal information in English.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83e099c elementor-widget elementor-widget-text-editor\" data-id=\"83e099c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><font color=\"#000000\" face=\"Noto Sans TC, sans-serif\"><strong>Q5: What cryptocurrencies does TRIA support for spending?<\/strong><br>TRIA supports over 1,000 cryptocurrencies, including ETH, SOL, BTC, USDC, USDT, and most major DeFi tokens, across more than 200 blockchain networks such as Optimism, Arbitrum, and Solana\u2014all without the need for manual bridging.<\/font><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9983e2 elementor-widget elementor-widget-text-editor\" data-id=\"b9983e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"margin-bottom: 1.42em;\"><span style=\"color: #000000;\"><span style=\"font-size: 16px; letter-spacing: normal;\">Extended Reading:<\/span><br \/><u><b><a href=\"https:\/\/monsterblockhk.com\/en\/2026-osl-tutorial\/\"><span style=\"font-size: 16px; letter-spacing: normal;\">2026 OSL User Referral Code Tutorial<\/span><br \/><\/a><\/b><\/u><b><u><a href=\"https:\/\/monsterblockhk.com\/en\/zh-osl-introduction\/\"><span style=\"font-size: 16px; letter-spacing: normal;\">Getting to know OSL: What is it? Security, Features<\/span><br \/><\/a><a href=\"https:\/\/monsterblockhk.com\/en\/hk-otc-2026\/\"><span style=\"font-size: 16px; letter-spacing: normal;\">2026 Hong Kong OTC Trading Compliance Methods<\/span><br \/><\/a><a href=\"https:\/\/monsterblockhk.com\/en\/mexc-exchange-review-2026\/\"><span style=\"font-size: 16px; letter-spacing: normal;\">MEXC Global Exchange In-Depth Review<\/span><br \/><\/a><a href=\"https:\/\/monsterblockhk.com\/en\/what-is-hyperliquid\/\"><span style=\"font-size: 16px; letter-spacing: normal;\">Hyperliquid perpetual contract DEX analysis<\/span><br \/><\/a><span style=\"font-size: 16px; letter-spacing: normal;\"><a href=\"https:\/\/monsterblockhk.com\/en\/crypto-wallet-hot-wallet-cold-wallet\/\">Hot and Cold Wallet Principles: Self-Custody vs Exchange Custody<\/a><\/span><\/u><\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b32b17 elementor-widget elementor-widget-text-editor\" data-id=\"6b32b17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000; font-family: Noto Sans TC, sans-serif;\"><em>The information in this article is current as of July 2026. The cryptocurrency market changes rapidly; we recommend referring to the latest information on the official TRIA app and the Terms and Conditions page before applying. This article contains a card sign-up link; clicking it will not affect your application fee.<\/em><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>TRIA Card \u662f\u4e00\u5f35\u5141\u8a31\u6301\u6709\u4eba\u7528\u52a0\u5bc6\u8cc7\u7522\u5728\u5168\u7403 1.3 \u5104\u500b Visa \u5546\u6236\u6d88\u8cbb\u7684\u501f\u8a18\u5361\uff0c\u5176\u6838\u5fc3\u8ce3\u9ede\u662f\u300c 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