Why Choose Futu to Buy Cryptocurrency?

In recent years, Bitcoin prices have repeatedly hit new highs, prompting more and more Hong Kong investors to enter the market. However, when choosing a platform, their biggest concerns are often regulation and security. Hong Kong has seen cases where unregulated platforms have run into trouble (such as the JPEX incident), causing many people to suffer losses; therefore, a legitimate, regulated channel for buying Bitcoin is particularly important.

Futuhui Securities is a licensed online brokerage in Hong Kong. It has been granted an upgraded Type 1 license by the Hong Kong Securities and Futures Commission (SFC) and officially offers cryptocurrency trading services. Having operated securely for some time, it is currently one of the largest licensed cryptocurrency brokers in Hong Kong. In addition, PantherTrade, a subsidiary of Futu Holdings, has also obtained a Virtual Asset Trading Platform (VATP) license, indicating that Futu will see further growth in its cryptocurrency business.

For users who already trade Hong Kong and U.S. stocks on Futu, the biggest advantage is “managing all assets in one app”: stocks, ETFs, and cryptocurrencies can all be managed through a single interface, allowing users to buy Bitcoin and Ethereum directly with Hong Kong dollars without having to learn how to use new exchanges or wallets.

Features of Futu's Cryptocurrency Services

Supported Currencies and Trading Pairs: Focuses primarily on major cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Chainlink (LINK), and Avalanche (AVAX), offering trading pairs in Hong Kong dollars and U.S. dollars without the need to first convert to stablecoins.

One-Stop Cash Management: Funds can be transferred instantly between stock and cryptocurrency accounts without the need for a bank transfer. Whether you want to transfer funds from your stock account to buy Bitcoin or transfer funds back to the stock market after selling cryptocurrency, you can do so almost instantly within the app.

Low transaction costs: Futu is currently offering a limited-time zero-commission promotion, with a platform usage fee of 0.081 TP3T charged per trade (minimum of HKD 15 or USD 1.99 per order). Actual rates are subject to the latest official announcements.

Hong Kong Dollar Direct Deposit: Supports HKD deposits and direct cryptocurrency purchases; you can buy BTC or ETH with as little as about HKD 80 (approximately $10), allowing beginners to test the waters with small amounts.

Deposit and Withdrawal Features

  • 24-hour deposit service, with all deposit fees waived
  • A fixed fee applies to withdrawals: 0.0002 BTC per transaction for BTC, 0.0018 ETH for ETH, and 6 USDT for USDT (USDT withdrawals are limited to professional investors and are processed via the ERC-20 network; actual fees are subject to what is displayed in the app).
  • When you deposit funds, the system will automatically add your wallet address to the whitelist, so you won't need to verify it again when withdrawing funds in the future.
  • Withdrawals are typically processed within approximately 3 business days (counting the day of submission as the first day).

Note: Futu currently only accepts deposits initiated from personal wallets; it does not support direct withdrawals from other exchange accounts to Futu. Please be sure to take note of this before proceeding to avoid funds being held up.

Three Things You Need to Know Before Opening an Account:

  • Via an exclusive invitation code MBHKFT Open an account and receive an additional HKD 200 cash voucher
  • Must be done byBefore Opening an AccountEnter the invitation code in the Futu App under “My” > “Activity Center” > “Redeem Center.” Codes added later will not be valid.
  • Cash vouchers can be used to offset transaction fees and can be combined with the September Welcome Rewards.

September 2026 Welcome Bonus: Up to HKD 100,000 + an exclusive HKD 200 from MBHKFT

In conjunction with Futu’s September 2026 Anniversary Celebration “Welcome Rewards for Everyone” promotion (Promotion Period: September 2–30, 2026), new customers can receive rewards totaling up to HKD 100,000, plus an exclusive HKD 200 cash coupon for KOLs who open an account using the invitation code MBHKFT.

Introductory Reward(Choose one of the following four options; net deposits of HK$1,000, 4,000, or 10,000 or more; assets must be maintained for 60 days):

  • Equivalent to HK$600 NVIDIA shares
  • Equivalent HK$600 Bit Currency
  • HK$400 Electronic Supermarket Gift Certificate
  • 4 Shares of HSBC (approx. HK$592,00005.HK)

Advanced Rewards(To qualify for the cumulative net deposit bonus, you must maintain your assets for 270 days; tiers are mutually exclusive, and only the highest qualifying tier will be awarded; this bonus can be combined with the welcome bonus):

Cumulative Net DepositsTrade-in Cash Vouchers
HK$150,000HK$1,500
HK$400,000HK$3,000
HK$1,000,000HK$7,000
HK$5,000,000HK$32,000
HK$10,000,000HK$60,000
HK$20,000,000HK$100,000

You must first register on the official event page before participating. To be eligible for the reward, your cumulative net deposit must reach the corresponding tier within 15 days of registration; participation without a registration record is invalid, and no retroactive rewards will be issued for late registrations. Advanced Rewards trading cash vouchers will be released in 9 installments every 30 days over a 270-day retention period; all details are subject to official review.

Offer is subject to terms and conditions:Official Event Terms and Conditions

Guide to Opening an Account and Buying Cryptocurrency on Futu

The following step-by-step guide demonstrates how to open a cryptocurrency account on the Futu Niuniu app, deposit Hong Kong dollars, and buy BTC.

Step 1: Open and activate a cryptocurrency account

A: Download FT Bull App Register to open a Futu Comprehensive Securities Account (existing Futu users can skip this step). Follow the instructions to fill out your personal information, submit identification documents, and link a bank account—the entire process is completed online. Be sure to enter the invitation code MBHKFT under “Me” > “Activity Center” > “Redeem Center” before opening your account.

B: After successfully opening an account, go to "My" > "Account" > "More" > "Account Management" at the bottom of the app, locate "Activate Trading Instruments," and select [Cryptocurrency]. After reading and agreeing to the relevant terms, you can enable Crypto trading permissions.

Step 2: Complete a virtual asset risk assessment

In accordance with Hong Kong regulatory requirements, you must complete the “Virtual Asset Investment Risk Assessment Questionnaire” before trading. Once you activate your Crypto account, the system will automatically guide you through the questionnaire, which covers your investment experience and risk tolerance. It takes just a few minutes to complete, and after submission, you will immediately receive your risk rating and be directed to the trading interface.

Step 3: Deposit funds to the cryptocurrency account

  • Method 1(New Users): Transfer HKD directly from your bank to your Futu Combined Account. Hong Kong users can use FPS (Faster Payment System) for instant transfers. In the app, go to “My Account” > “Deposit,” and follow the instructions to transfer funds to Futu’s designated bank account.
  • Method 2(Users who have already purchased stocks on Futu): Transfer funds directly from your securities account to your cryptocurrency account within the app. Find the fund transfer feature on the “Transfer” or “Trade” page to complete the transfer instantly.

If you already have BTC or ETH in your personal wallet, you can also use the "Deposit" feature to transfer them to Futu for free: On the "Cryptocurrency" page, select "Deposit," copy the deposit address provided by Futu, and then transfer the funds from your personal wallet. For detailed steps, see Fidelity Cryptocurrency Teaching

Step 4: Buy Bitcoin

Switch to the Market or Trading section in the app, select BTC, and you’ll see a real-time price chart for the BTC/HKD trading pair. On the buy screen, enter the quantity or amount you want to purchase—Futuhui supports fractional units, so you can buy as little as 0.001 BTC. After confirming, click “Buy.” The system will execute the trade at the current market price, and you’ll see your Bitcoin in your asset list within a few seconds.

Three Key Points to Get Started:

  • Enter the invitation code before opening an account MBHKFT, Get a HKD 200 cash voucher
  • When depositing HK$10,000 or more, be sure to sign up for the welcome bonus on the official promotion page first.
  • You can buy your first BTC for as little as about HKD 80.

Withdrawals and Cryptocurrency Withdrawals

Withdraw funds in Hong Kong dollars: After selling your cryptocurrency and converting it to Hong Kong dollars, simply withdraw the Hong Kong dollars from your Futu Integrated Account to your linked bank account. The entire process is transparent and secure, and there is no risk of your account being frozen.

Withdraw funds to your own wallet: On the cryptocurrency account page, click “Withdraw,” select the currency, and paste your personal wallet address. The first time you use a new address, you’ll need to complete a whitelist verification (the address must be verified for at least 24 hours before it can be used for withdrawals). After submitting your request, it’s typically processed within about 3 business days, and your BTC or ETH will be transferred to your external address.

Frequently Asked Questions

Q1: Is it safe to buy Bitcoin on Futu? Is there a risk of it going out of business, like offshore exchanges? A: Futu is a licensed securities firm in Hong Kong (SFC Type 1 license). Its cryptocurrency services operate within the regulatory framework and are supported by systems such as whitelisted addresses, risk control reviews, and asset segregation. Compared to unlicensed overseas exchanges, the risks are significantly lower, making it a legitimate entry point for beginners in Hong Kong.

Q2: Do I have to buy cryptocurrency right after opening an account? A: No, you don't need to. You can open an account and make a deposit first, then decide when to buy at your own pace. Use the referral code MBHKFT when opening your account (you must enter it before opening the account), and the HKD 200 cash voucher can be saved for use when you trade.

Q3: Do I need to buy USDT first or set up a cold wallet to buy Bitcoin on Futu? A: No. Futu supports buying cryptocurrencies directly with Hong Kong dollars (HKD). You don’t need to convert to USDT first, nor do you need an additional cryptocurrency wallet—it’s the easiest way for beginners.

Q4: Can I transfer the Bitcoin I purchased to my own cold wallet? A: Yes. Just click "Withdraw" in your cryptocurrency account and paste your wallet address. The first time you use a new address, it must be verified through the whitelist process, which usually takes a few business days to complete.

Q5: How do I claim the HKD 200 cash coupon for invitation code MBHKFT? A: You must open an accountPreviouslyIn the Futu App, go to "My" > "Activity Center" > "Rewards Center" and enter "MBHKFT." The reward will be automatically credited once you successfully open an account; entering the code after opening the account will not be valid.

Q6: When will the welcome reward be issued? A: To qualify for the Starter Reward, you must maintain your assets for 60 days; for the Advanced Reward, the trading vouchers will be released in 9 installments every 30 days over a 270-day retention period. Actual distribution is subject to official review.

Next Step

Once you've opened an account, the next step is to put your funds to work:

  • I want to deposit funds to buy cryptocurrency and then withdraw it to my own wallet.: According to Fidelity Cryptocurrency Teaching Step-by-step instructions for depositing and withdrawing funds.
  • I want to trade perpetual contracts: Reading Hyperliquid Complete Beginner's Guide, Learn how to open positions on-chain after withdrawing funds from Futu.

Open an account and enjoy 3 rewards: a welcome bonus of up to HKD 100,000 + exclusive benefits worth HKD 200

HKD200 Cash Coupon (Use Invitation Code MBHKFT to open an account)

If you don't have a Fortress account yet, we recommend you to use our exclusive invitation code first. MBHKFT Register to open an account and take away the HKD200 cash coupon first! Remember to register your account at Futura App Go to “My” > “Activity Center” > “Redeem Center” and enter the invitation code. You’ll receive your reward once you’ve successfully opened an account (you must enter the code before opening the account; codes entered afterward are invalid)!

Welcome Bonus for Opening an Account and Making a Deposit (Up to HKD 100,000)

Open a Futu account using the exclusive promo code “MBHKFT” before signing up to receive an additional HKD 200 cash voucher (KOL-exclusive bonus—you must enter the code before opening the account; retroactive claims are invalid)! As part of Futu’s September 2026 Anniversary Celebration “Welcome Rewards for Everyone,” the total value of welcome rewards can reach up to HKD 100,000!

Welcome Bonus (Choose one of the following; requires a deposit of HK$1,000 or more and a minimum balance of HK$4,000 maintained for 60 days):

  1. Equivalent to HK$600 NVIDIA shares
  2. Equivalent HK$600 Bit Currency
  3. HK$400 Electronic Supermarket Gift Certificate
  4. 4 shares of HSBC (≈$592 00005.HK)

Advanced Bonus (Requires meeting the cumulative net deposit threshold and maintaining assets for 270 days; tiers are mutually exclusive—only the highest qualifying tier will be awarded; can be combined with the Starter Bonus):

  • HK$150,000: $1,500 Transaction Cash Vouchers
  • HK$400,000: $3,000 Transaction Cash Vouchers
  • HK$1,000,000: $7,000 Trading Cash Vouchers
  • HK$5,000,000: $32,000 Transaction Cash Coupons
  • HK$10,000,000: $60,000 Transaction Cash Vouchers
  • HK$20,000,000: $100,000 Transaction Cash Voucher

You must first register on the official event page before participating—if your cumulative net deposits reach the corresponding tier within 15 days of registration, rewards will be distributed in a single payment starting on the 16th day; participation without a registration record is invalid, and no retroactive rewards will be issued for late registrations. All determinations are subject to official review.

This is a limited-time promotional event for Futu's September 2026 Anniversary Celebration. The end date is subject to the announcement on the official event page!

Offer is subject to terms and conditions:https://www.futuhk.com/support/topic2_2426

New users, please remember to register on the official event page first: Make a deposit of at least HK$10,000 to receive a welcome bonus (choose one of four options; assets must be maintained for 60 days); If your cumulative net deposit reaches HK$150,000 or more, you’ll unlock an Advanced Reward trading voucher based on the qualifying tier (requires maintaining assets for 270 days). All details are subject to official review.

Through HERE Links Open a Futu account and activate cryptocurrency trading. Be sure to enter the referral code MBHKFT (enter the code before opening your account) to lock in welcome rewards, including a HKD200 cash voucher, and start your journey into cryptocurrency investing!

If you have any questions about trading cryptocurrencies with Fortress, please feel free to join our Telegram Community Networking and also sharing and discussing the latest markets, airdrop activity and chained income strategies together!

Crypto Market Volatility: Hedging and Risk Management with Futures

The Federal Reserve's interest rate policy and the latest macroeconomic data (e.g. Consumer Price Index, inflation rate), which are of daily concern to Hong Kong investors, will not only affect the equity and ETF markets, but also bring volatility to the crypto market.

Understanding how to manage potential downside price risk is also key for investors who already own cryptocurrencies. Crypto futures products listed on exchanges can be used as a potential risk management or hedging tool. The Exchange offers a wide range of contract sizes, allowing investors to choose according to their personal risk tolerance and preferences. For more information on futures, you can refer to the websites of futures exchanges, such as one of the largest futures exchanges in the worldChicago Mercantile Exchange (CME)

Frequently Asked Questions

Q1: Is it safe to buy Bitcoin? Will there be a risk of a crash like CEX?
A: Fortis is a licensed securities dealer in Hong Kong (SFC No. 1 license), and its cryptocurrency services are also operated within the regulatory framework, with whitelist addresses, risk control checks, asset segregation and other systems. Compared with overseas exchanges, the risk is significantly lower, and it is the most suitable legitimate entrance for newcomers in Hong Kong.

Q2:Do I have to buy coins immediately after opening an account? Can I open an account before I am ready?
A: No, beginners can open an account and make a deposit first, then decide at their own pace whether to buy Bitcoin or Ethereum. Use the referral code MBHKFT to open an account (you must enter the code before opening the account) to receive a HKD 200 cash voucher, which you can use when trading.

Q3:Do I need to use USDT or open a cold wallet to buy Bitcoin?
A: No need at all, Fortress supports buying coins directly in HKD, no need to convert to USDT first and no need to use extra Crypto wallet. This is the easiest and safest way for newbies.

Q4:Can I withdraw Bitcoin from my wallet after buying it?
A: Yes, users can click "withdraw coins" in their cryptocurrency account and paste their cold wallet address. However, the first time you use the new address, you need to pass the white list or small amount verification to ensure the safety of your assets. The whole process is usually completed within a few business days.

Disclaimer

The content of this article is for reference only, investors should exercise independent judgment, invest prudently and at their own risk, this article does not provide or attempt to persuade the audience to do trading or investment basis, the content is for sharing purposes only, and should not be regarded as investment advice.It does not represent the views and position of Monsterblockhk.All information and opinions are current as of the date of the judgment. In addition, if a judgment is rendered on aIn this siteAny content related to virtual asset trading platforms that have not yet obtained a license to operate virtual asset trading platforms in Hong Kong, including but not limited to text introductions, pictures, offers, events, etc., are only available to users outside the Hong Kong Special Administrative Region.

According to the Hong Kong Anti-Money Laundering and Counter-Terrorist Financing (Amendment) Ordinance 2022, after June 1, 2023, all centralized virtual asset trading platforms operating in Hong Kong or actively promoting their services to Hong Kong investors will be licensed and regulated by the SFC, and any related unlicensed activities will be a criminal offence. For more information and details of the legislation, users may refer to the SFC website.

Disclaimer

[FTNB] is a one-stop financial investment trading platform. This advertisement and trading service is provided by FT Securities International (Hong Kong) Limited. This content does not constitute any offer, solicitation, recommendation, advice or any warranty in respect of any securities, financial products or instruments. Double Rewards and Double Rewards can be stacked and the actual number of bonus shares and coins will be calculated based on the closing price on the date of unfreezing. Futura only provides trading services of virtual assets and related products to certain groups of customers, including those who are not from jurisdictions that prohibit trading of virtual assets and who have a high risk tolerance, subject to the display of the APP page and the results of the audit. Offer is subject to the terms and conditions at https://www.futuhk.com/support/topic2_2346. This offer is not valid in conjunction with any other promotional offer, notwithstanding the terms and conditions of any other promotional offer to the contrary. Images are for information purposes only and any third party logos, brands or trademarks shown are for identification purposes only and remain the property of their respective owners.

The risk of loss in trading futures contracts can be substantial. In some cases, you may sustain losses in excess of your initial margin deposit. Even if you set up contingent orders, such as "stop-loss" or "stop-limit" orders, you may not be able to avoid losses. Market conditions may make it impossible to execute such orders. You may be called upon to deposit additional margin at short notice. If the required amount is not provided within the specified time, your open positions may be liquidated. However, you will remain liable for any resulting shortfall in your account. You should therefore study and understand futures contracts before trading and carefully consider whether such trading is suitable for you in the light of your own financial position and investment objectives.