For Hong Kong users who already trade stocks on Futu, Futu offers the most convenient way to deposit and withdraw cryptocurrency: you can manage stocks, ETFs, and cryptocurrency all within a single app, transfer funds instantly between different accounts, and avoid the need for bank transfers or learning a new exchange interface. You can transfer funds from your stock account to buy Bitcoin at any time, or transfer funds back to the stock market after selling cryptocurrency, allowing you to flexibly adjust your asset allocation.
Why use Futu for cryptocurrency deposits and withdrawals?
More importantly, there is the compliance aspect: Futu is a licensed securities firm in Hong Kong (SFC Type 1 license), and both cryptocurrency deposits and withdrawals operate within the regulatory framework, with whitelisted addresses and risk control reviews in place, ensuring that the flow of funds is clear and transparent.
If you haven't opened an account yet, you can start by reading 2026 Futu Niuniu Account Opening Guide. Be sure to enter the redemption code in the Futu App under “My” > “Activity Center” > “Redemption Center” before opening an account. MBHKFT, Open an account successfully to enjoy lifetime commission-free trading on Hong Kong stocks. Deposit HK$10,000 to receive an additional HKD 200 cash voucher (you must enter the promo code before opening the account; retroactive claims are invalid). You can also combine this with Futu’s 14th Anniversary limited-time welcome offer: Make a net deposit of HK$80,000 and maintain an average daily asset balance for 60 days to receive up to a total of HK$1,600 in Bitcoin (promotion valid through October 31, 2026; registration on the official event page is required; see Official Event Terms and Conditions）。
Futuhui Niuniu Cryptocurrency Deposit Guide: Steps for Depositing Coins
Futuhui supports deposits in Bitcoin (BTC), Ethereum (ETH), and USDT, offering 24/7 service with no deposit fees. Due to regulatory requirements for stablecoins, USDT deposits are currently limited to professional investors.
Activate Crypto Trading (If You Already Have a Futu Account)
- After opening a securities account, click [Account] and go to [Account Management].
- Select [Activate Trading Instruments] to start trading [Cryptocurrencies]
- Complete the risk assessment of virtual assets and confirm risk disclosures
- Select [Deposit Funds] or [Transfer Funds]; you can start trading as soon as the funds are credited to your account.
Deposit Funds from Your Personal Wallet to Futu
- Click [Account], then select [All – Cryptocurrency – Deposit]
- Select a currency for deposit
- Follow the on-screen instructions to enter the amount, then click [Generate]: The system will automatically add a small verification amount to the amount you entered and display the "Total Deposit Amount" along with your unique deposit address for the selected cryptocurrency and network (QR code display page).
- When transferring funds from your personal wallet to this address, the amount must match exactly the total deposit amount displayed on the page. The system uses this to verify that the wallet address belongs to you. Funds are typically credited within 24 hours.
Two Key Points to Keep in Mind：
- The currency and network selected for the transfer must exactly match those of the deposit destination address; otherwise, your assets may be permanently lost and cannot be recovered.
- Please use a brand-new personal wallet address: If your wallet has ever been used for deposits or withdrawals on other platforms such as HashKey, Tiger Securities, or Victory Securities, please switch to a new wallet address to ensure the transaction is completed successfully.
Also, please note: Futu only accepts payments made viaPersonal WalletFor deposits initiated by you, we do not support direct withdrawals from other exchange accounts to Futu. If your assets are currently held on an exchange, please first withdraw them to your personal wallet and then deposit them into Futu.
Three Things to Check Before Depositing Funds:
- Invitation code already used MBHKFT Open an Account and Activate Your Cryptocurrency Account
- The currency and network must match the deposit address exactly.
- Use a brand-new wallet address that has not been used on any other brokerage platform
After depositing funds: Sell your cryptocurrency for Hong Kong dollars and use the proceeds to buy stocks directly.
Once your cryptocurrency deposit is credited, your assets will be held in your Futu cryptocurrency account. If you want to convert your cryptocurrency into stocks, the entire process can be completed within the Futu app—there’s no need to withdraw funds to a bank and then transfer them to a brokerage. Typically, this takes no more than two to three days:
- Confirm Receipt: Go to [Account] > [Crypto Account] > [Cryptocurrencies] > [Holdings] to view the BTC or ETH that has been deposited.
- Sell for HKD: On the cryptocurrency trading page, select the corresponding cryptocurrency and sell it using the HKD trading pair.
- Transfer Funds: In your Crypto account, click [Transfer] to transfer Hong Kong dollars to your securities account.
- Buying Stocks: Return to your brokerage account, search for the U.S. or Hong Kong stocks you want to buy, and place an order; if you need U.S. dollars, you can exchange currency using the “Currency Exchange” feature within the app. The exchange rate displayed in real time within the app is final.
Both cryptocurrency and stock prices are subject to fluctuations, so we recommend starting with a small amount when trading for the first time. Please also note that depositing cryptocurrency counts as a cryptocurrency transfer and is not included in the net deposit required for the welcome bonus; to claim the welcome bonus, please deposit Hong Kong dollars via bank transfer or FPS.
Futuhui Niuniu Cryptocurrency Withdrawal Guide: Steps for Withdrawing Coins
There are two ways to “withdraw funds,” depending on whether you want to receive Hong Kong dollars or cryptocurrency:
Option 1: Sell your cryptocurrency for Hong Kong dollars and withdraw the funds to your bank account
Sell your cryptocurrency within the app to convert it back to Hong Kong dollars. Once the funds are transferred back to your consolidated account, you can withdraw them directly to your linked bank account. The entire process is conducted within a licensed framework, ensuring transparency and security—there is no risk of your account being frozen, so even beginners can use the service with confidence.
Option 2: Withdraw coins to your own cold or hot wallet
- On the cryptocurrency account page, click [Withdraw]
- Select a cryptocurrency (BTC, ETH, or SOL), then paste your personal wallet address
- You must complete whitelist verification the first time you use a new address—addresses that have previously deposited funds into Futu will be automatically added to the whitelist; after verification is complete, you must wait at least 24 hours before you can use the new address for withdrawals.
- After submitting your application, it is typically processed within about 3 business days (counting the day of submission as the first day; no later than about 10 days), and the funds will be transferred to your external address.
Reference:Official Withdrawal Instructions
Futuhui Niuniu Cryptocurrency Fee Schedule
| Project | Fees |
|---|---|
| Deposit (BTC/ETH/USDT) | Free |
| Withdraw BTC | 0.0002 BTC per transaction |
| Withdraw ETH | 0.0018 ETH per transaction |
| Withdraw USDT (ERC-20, for professional investors only) | 6 USDT per transaction |
| Trading Platform Usage Fees | 0.081 TP3T (minimum of HKD 15 or USD 1.99 per order) |
Minimum deposit amounts: 0.0002 BTC, 0.001 ETH, 10 USDT (for professional investors only). The rates listed above are subject to the latest announcements in the Futu app and on the official website.
Crypto Coin Wallet Type
Before transferring cryptocurrency to or from Futu, familiarizing yourself with the different types of wallets can help make the process go more smoothly:
- Hot wallet(e.g., MetaMask, OKX Web3 Wallet): Requires an internet connection, is easy to use, and is suitable for everyday transfers and small-value assets
- Cold wallet(Hardware Wallet): Stores private keys offline, offering the highest level of security; ideal for holding large amounts of assets over the long term
Regardless of which method you use, the wallet address you provide when depositing funds into Futu must be a personal wallet address under your control; please check with your wallet provider for final confirmation of compatibility.
Three Reminders Before Making Deposits or Withdrawals:
- Deposits are free; withdrawals incur only a fixed fee, so costs are transparent.
- The whitelist mechanism safeguards assets: Addresses that have deposited funds are exempt from repeated verification when withdrawing.
- Withdrawals take approximately 3 business days; please allow sufficient time when planning your finances.
Frequently Asked Questions
Q1: How long does it take to withdraw cryptocurrency from Futu Niuniu? A: After selling cryptocurrency and converting it to Hong Kong dollars, transfers to a bank account are typically processed the same day or within one business day; withdrawals to a personal wallet are generally processed within approximately 3 business days (counting the day of submission as the first day), and funds will be credited within approximately 10 days at the latest.
Q2: What are the fees for cryptocurrency deposits and withdrawals on Futu Niuniu? A: Deposits are completely free; withdrawals are subject to a fixed fee—0.0002 BTC per transaction for BTC, 0.0018 ETH for ETH, and 6 USDT for USDT (for professional investors only). Actual rates are subject to what is displayed within the app.
Q3: Can I withdraw funds directly from exchanges like Binance or OKX to Futu? A: No. Futu only accepts deposits initiated from personal wallets. Please first withdraw your assets from the exchange to your personal wallet, and then deposit them into Futu.
Q4: What happens if I select the wrong network when depositing funds? A: If the cryptocurrency or network does not match the destination address, your assets may be permanently lost and cannot be recovered. Be sure to verify that the cryptocurrency and network match exactly before making a transfer. We recommend testing with a small amount first.
Q5: Which cryptocurrencies does Futu support for withdrawals? A: Withdrawals are currently supported for BTC, ETH, and SOL; USDT (ERC-20) is available only to professional investors. The actual list of supported cryptocurrencies is subject to what is displayed in the Futu app.
Q6: Can I use a wallet address I’ve used with other brokerages to deposit funds into Futu? A: We do not recommend this. If your wallet has ever been used to deposit or withdraw funds on platforms such as HashKey, Tiger Securities, or Victory Securities, please use a brand-new wallet address to avoid deposit verification failures.
Q7: Does depositing funds into Futu count toward the welcome bonus? A: No. The net deposit amount for the welcome bonus is calculated based on transferred funds and transferred stocks; deposits made via e-wallet are not included. To claim the welcome bonus, please deposit Hong Kong dollars via bank transfer or FPS, and register on the official event page before making your deposit.
Next Step: Withdraw your coins and trade perpetual contracts
Once they’ve learned how to deposit and withdraw funds, the next step for many readers is to trade perpetual contracts using on-chain funds. The complete process is as follows:
- Sell some BTC/ETH on Futu, or withdraw ETH directly to your personal wallet (the Arbitrum ecosystem recommends using a multi-chain wallet).
- Convert assets within the wallet to USDC(Hyperliquid uses USDC as margin)
- Deposit USDC into Hyperliquid via the Arbitrum network to open positions and trade perpetual contracts for BTC, ETH, and other assets. The entire process is settled on-chain and requires no KYC.
Hyperliquid is currently the leading platform for on-chain perpetual contracts. For a detailed guide on opening a position, please see Hyperliquid Complete Beginner's Guide; Sign up using our referral link to enjoy a 4% fee discount.
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Open an account with Futu using the exclusive promo code “MBHKFT” before signing up, and enjoy lifetime commission-free trading on Hong Kong stocks upon successful account opening. Deposit HK$10,000 to receive an additional HKD 200 cash voucher (KOL-exclusive bonus; you must enter the code before opening your account—retroactive entries are invalid)! As part of Futu’s 14th Anniversary limited-time welcome offer (promotion period: September 2, 2026, to October 31, 2026), the total value of welcome rewards can reach up to HKD 100,000!
Welcome Bonus (Choose one of the following four options; net capital of HK$1,000, 4,000, or 10,000 or more is required, and a 60-day average daily asset balance must be maintained):
- Equivalent to HK$600 NVIDIA shares
- Equivalent HK$600 Bit Currency
- HK$400 Electronic Supermarket Gift Certificate
- 4 shares of HSBC (≈$592 00005.HK)
Advanced Rewards (Tiers are mutually exclusive; only the highest qualifying tier will be awarded; can be combined with the Entry-Level Rewards; for the HK$150,000 or higher tier, a daily average asset balance of 270 days must be maintained):
- HK$80,000 (Limited-time offer, available to customers who sign up on or after October 1): Choose one of the following: HK$1,000 worth of NVIDIA stock, HK$1,000 worth of Bitcoin, or 7 shares of HSBC (approximately HK$1,035). A 60-day average daily asset balance requirement applies.
- HK$150,000: $1,500 Transaction Cash Vouchers
- HK$400,000: $3,000 Transaction Cash Vouchers
- HK$1,000,000: $7,000 Trading Cash Vouchers
- HK$5,000,000: $32,000 Transaction Cash Coupons
- HK$10,000,000: $60,000 Transaction Cash Vouchers
- HK$20,000,000: $100,000 Transaction Cash Voucher
For the introductory bonus, select Bitcoin for all HK$80,000 tiers to receive a total of HK$1,600 in Bitcoin.
You must first register on the official event page before participating—if your cumulative net capital inflow reaches the corresponding tier within 15 days of registration, the reward will be issued in a single payment starting on the 16th day; Additional contributions made after the net capital contribution period ends will not be accepted to meet the tier requirements. Participation without a registration record is invalid, and no retroactive rewards will be issued for late registrations. Net capital contributions are calculated based on transferred funds and transferred stocks; cryptocurrency top-ups are not included. All determinations are subject to official review.
This is a limited-time welcome offer for Futu’s 14th anniversary celebration. The promotion runs through October 31, 2026; details are subject to the official event page!
Offer is subject to terms and conditions:https://www.futuhk.com/support/topic2_2426
Frequently Asked Questions
Q1: Is it safe to buy Bitcoin? Will there be a risk of a crash like CEX?
A: Fortis is a licensed securities dealer in Hong Kong (SFC No. 1 license), and its cryptocurrency services are also operated within the regulatory framework, with whitelist addresses, risk control checks, asset segregation and other systems. Compared with overseas exchanges, the risk is significantly lower, and it is the most suitable legitimate entrance for newcomers in Hong Kong.
Q2：Do I have to buy coins immediately after opening an account? Can I open an account before I am ready?
A: No need, newbies can open an account and complete the deposit first, and then decide whether to buy Bitcoin or Ether at their own pace. After you open an account with the invitation code MBHKFT, you can get HKD 200 cash coupon first and use it when you trade.
Q3：Do I need to use USDT or open a cold wallet to buy Bitcoin?
A: No need at all, Fortress supports buying coins directly in HKD, no need to convert to USDT first and no need to use extra Crypto wallet. This is the easiest and safest way for newbies.
Q4：Can I withdraw Bitcoin from my wallet after buying it?
A: Yes, users can click “Withdraw” in their cryptocurrency account and paste their cold wallet address. However, when using a new address for the first time, you must first complete the address whitelist verification by sending a small deposit to Futu from that address in the amount specified by the system; Addresses that have previously deposited funds into Futu will be automatically added to the whitelist and can be used for withdrawals 24 hours after verification is complete. Withdrawal requests are generally processed by 6:00 p.m. Hong Kong time on the third business day after submission (with the day of submission counting as the first day).
Disclaimer
The content of this article is for reference only, investors should exercise independent judgment, invest prudently and at their own risk, this article does not provide or attempt to persuade the audience to do trading or investment basis, the content is for sharing purposes only, and should not be regarded as investment advice.It does not represent the views and position of Monsterblockhk.All information and opinions are current as of the date of the judgment. In addition, if a judgment is rendered on aIn this siteAny content related to virtual asset trading platforms that have not yet obtained a license to operate virtual asset trading platforms in Hong Kong, including but not limited to text introductions, pictures, offers, events, etc., are only available to users outside the Hong Kong Special Administrative Region.
According to the Hong Kong Anti-Money Laundering and Counter-Terrorist Financing (Amendment) Ordinance 2022, after June 1, 2023, all centralized virtual asset trading platforms operating in Hong Kong or actively promoting their services to Hong Kong investors will be licensed and regulated by the SFC, and any related unlicensed activities will be a criminal offence. For more information and details of the legislation, users may refer to the SFC website.